In 2005, bankruptcy law changed. Among the changes was a requirement that, with very limited exceptions, individual debtors seeking bankruptcy get pre-bankruptcy counseling. The failure to comply with this requirement may result in the dismissal of your bankruptcy petition. Often, potential bankruptcy petitioners have questions about the pre-bankruptcy counseling requirement that can be answered by a Minneapolis Chapter 7 bankruptcy attorney.
Have You Been Wondering about Pre-Bankruptcy Counseling?
Below are common questions about pre-bankruptcy counseling, and their answers:
- Where do I get bankruptcy counseling? Counseling may be done online or in person.
- Can anyone provide pre-bankruptcy counseling? No. The provider must be approved by the Bankruptcy Court. A list of approved providers is available on the Bankruptcy Court’s website.
- When should I get pre-bankruptcy counseling? You should receive counseling within the 180 days before you file bankruptcy.
- Do I have to get pre-bankruptcy counseling? Yes, with very limited exceptions.
- Should I wait to see a Minneapolis Chapter 7 bankruptcy lawyer until I have completed the counseling? No. There is no need to wait. You may see an attorney before or after counseling.
How to Contact a Minneapolis Chapter 7 Bankruptcy Attorney For More Information
Bankruptcy is a complicated process with significant consequences. To learn more about whether Chapter 7 is right for you or for help filing a Chapter 7 bankruptcy in Minnesota, it is important to contact an experienced Minneapolis bankruptcy attorney at MN (952) 920-1001 or AZ (480) 207-2203 .
We also invite you to educate yourself about your bankruptcy options by reading our FREE book: What You Need to Know About Filing Bankruptcy in Minnesota, which is available on our website.